Startups To Watch At Money20/20 Middle East 2025: LenderKit
Led by co-founder and CEO Konstantin Boyko, LenderKit redefines how investment firms launch and scale, while being compliant in a fast-moving market.
As the co-founder and CEO of Amsterdam-headquartered LenderKit, Konstantin Boyko is building software that helps firms digitize and scale operations, while also ensuring compliance as they enter new markets.
“LenderKit is a white-label crowdfunding and investment platform software provider that helps investment firms digitize and scale their operations without the heavy burden of building technology from scratch,” he explains. “We serve real estate firms, private equity funds, crowdfunding platforms and alternative lending providers that want to attract investors, comply with regulation, and launch quickly.”
According to Boyko, this sense of urgency is important in the domain that he operates in. “In fintech, speed and compliance are critical,” he says. “Too often, firms with great investment opportunities struggle with long development cycles, fragmented systems and regulatory complexities. LenderKit solves this by offering customizable, scalable technology that integrates payments, know your customer/anti-money laundering (KYC/ AML), and investor onboarding into one powerful solution.”
Of course, it also helps LenderKit’s case that its offering is especially apt for a financial landscape being reshaped by technology. “With the MENA region’s rapid fintech adoption, Europe’s regulatory growth, and North America’s appetite for innovation, financial institutions must digitize fast to stay competitive,” Boyko points out. “LenderKit empowers them to do exactly that.”
This, in turn, is what allows LenderKit to make its presence known in an increasingly crowded fintech market. “What makes LenderKit stand out is our balance between speed, customization, and compliance,” Boyko continues. “As opposed to software-as-a-service platforms or costly custom builds, we offer a modular white-label solution that adapts to each client’s business model and regulatory needs. This makes us a go-to partner for firms aiming to digitize fast while staying compliant, whether they’re launching a real estate crowdfunding platform in Riyadh, an equity funding portal in London, or an alternative investment platform in New York.”
In early 2025, LenderKit was selected to be part of global professional services firm PwC’s Scale program for proptech enterprises—it was one of eight scaleups chosen from more than 700 companies to be a part of the initiative. And as far as Boyko is concerned, PwC’s recognition of LenderKit only serves to reinforce its mission. “Our goal is to enable more firms to democratize access to investments, more investors to participate safely, and more markets to embrace regulated digital finance,” he concludes.
Founder To Founder: Lenderkit Co-Founder And CEO Konstantin Boyko On Why Money20/20 Middle East Matters For Fintech Startups
“Money20/20 Middle East is where the future of finance is being shaped. It’s a hub where governments, startups, investors and global leaders align on how money moves in the next decade.
For LenderKit, being in Riyadh means more than presence—it’s about engaging in the conversations that will define fintech across the MENA region and beyond. We see Saudi Arabia’s trillion-dollar economy and progressive regulation as a launchpad for investment innovation, particularly, in real estate, shariah-compliant finance, and tokenized assets. Our goal is to connect with partners, understand regional challenges first-hand, and showcase how our software can accelerate digital transformation for local players.
Money20/20 Middle East is not just an event; it’s a catalyst. It’s where bold ideas find partners, and where fintech founders like us can contribute to shaping a digital-first financial ecosystem for the region.”
Pictured in the lead image is Konstantin Boyko, co-founder and CEO of LenderKit.
LenderKit is one of the companies featured in Inc. Arabia's selection of startups to look out for at Money20/20 Middle East 2025. For the full list, click here.
This article first appeared in a special edition of Inc. Arabia created for Money20/20 Middle East in September 2025. To read the full issue online, click here.
